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The SIA Report Q2 2025

By David A. Robertson, JD*, CFP®
Partner

Beyond Standard Coverage: The Essential ABCs of Property & Casualty Insurance

For individuals and families with significant assets, protecting what you’ve built requires more than standard insurance policies. Property and Casualty (P&C) insurance is a cornerstone of comprehensive wealth protection, yet its nuances are often misunderstood. As climate-related risks increase—with events like California wildfires underscoring potential exposure—understanding and optimizing your P&C coverage is not just prudent—it’s critical. This guide outlines the ABCs, to help you navigate the fundamentals.

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